Health insurance is a contract between an individual or a group and an insrance company to pay for healthcare costs. in exchange for a regular premium, the insurance company agrees to pay for a portion or all of the insured person’s medical expenses,as outlined in the policy.

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What is the fundamental agreement in health insurance?

It’s a contract between an individual or group and an insurance company where the company agrees to pay for covered healthcare costs in exchange for regular premiums.

A premium is the regular payment you make to maintan your health insurance coverage

A deductible is the fixed amount you must pay out of pocket for covered healthcare serviced befor your insurance company starts to pay its share.